20
The Full Cost of the Upgrade
Why a bigger purchase should be measured against everything else that money could help build.
WELLHANA
The CHRO Letter
Practical ideas for HR leaders on employee wellbeing, benefits, AI and better HR work.
Latest issues
Issue #21–26
LATEST
26
LEARNING & DEVELOPMENT
Good People Still Need Reps
Why capable people still need practice, feedback and repetition—and what that means for employee learning and financial wellbeing.
25
DECISION-MAKING
Start With Failure
A simple inversion framework for identifying what matters most by first asking what would make the outcome fail.
24
EMPLOYEE WELLBEING
Progress Can Be Real Before It Looks Impressive
Why early financial progress can feel small, even when something important is already changing.
23
FINANCIAL WELLBEING
She Saved $22,000. I Told Her Not to Buy Yet.
A real-world look at how debt, savings, cash flow and a home purchase fit together.
22
EMPLOYEE BENEFITS
Why Useful Benefits Go Unused
Why a strong benefit can still struggle to move employees from awareness to meaningful action.
21
FINANCIAL WELLBEING
What Actually Needs to Move Next?
How to identify the constraint that matters most and focus attention on the next useful step.
ARCHIVE
Earlier issues
Earlier issues are available by request.
19
Move an Inch
Why important goals need a recurring place to happen, not another good intention.
18
Do the Math Before the Moment
A lesson from a finance meeting about preparing the numbers before the pressure of a decision arrives.
17
Give the Next Chapter a Name
How employees can move from old money labels toward a specific next chapter they can actually build.
16
Before the Habits
Better money habits need a foundation: first make the numbers visible enough to stop guessing.
15
The Hard Part Isn’t Math
The basic money rules are simple. Repeating the useful behaviors when real life gets busy is harder.
14
Turn the Goal Into Actions
A simple three-color exercise for turning a vague financial goal into milestones and clear next actions.
13
The Hidden Price Tag
Every purchase has a second price: what the same money could become if it were put toward the future instead.
12
The Enemy of Intention
Why drawing a clear line between needs and wants gives employees more control over everyday spending.
11
What the Finnish Special Forces Taught Me About Money
Complex skills become manageable when employees are given simple actions and sequences they can follow under pressure.